Loan
Consolidation
Overview
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Loan Consolidation Overview
It is possible for you to consolidate any number of your existing
Federal Student and Parent Plus loans, fixing a much lower interest
rate for the life of the loan.
The Federal Consolidation Program includes FFELP and William D. Ford
Direct Loans for the Student Stafford, Parent Plus and Perkins Loans.
Private Student Loans may increase your term.
Read an independent assessment of our program in recently released
news articles.
You qualify for a consolidation loan if at the time
of the application:
• You are in your loan grace period or have entered
repayment
• You have eligible Federal Student loan debt of at least $20,000
• Some Private loans may also qualify - call for details.
No fees or credit checks are required for a federal
consolidation loan.
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3
easy ways
to apply for a loan consolidation
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